Not sure if anyone on here is legal minded:
my Group long term disability policy reads as this: “No benefit is payable for any disability that is caused by or contributed to by a pre-existing condition and that starts before the end of the first 12 months following your effective date of initial coverage.”
to me that reads that if I claim benefits after 12 months of work then the preexisting condition is covered, though I wanted to see if others concurred
my Group long term disability policy reads as this: “No benefit is payable for any disability that is caused by or contributed to by a pre-existing condition and that starts before the end of the first 12 months following your effective date of initial coverage.”
to me that reads that if I claim benefits after 12 months of work then the preexisting condition is covered, though I wanted to see if others concurred